Welcome to 1st Financial Service.

Repair Your Credit With The Experts

We help clients restore their credit, become exceptional money managers for everyday living, and invest in a lifestyle that last a lifetime.

WE ARE ALWAYS AVAILABLE TO IMPROVE YOUR CREDIT

Done for you credit repair with outstanding results!  At Purchase Power Credit, our Programs work in 30 day cycles. At the end of each cycle you will receive 3 credit reports at your home. These reports are your results, they will show which questionable negative items have been removed from your credit so far. You simply fax, email, or mail these reports to us, and then check for your progress report update.

WAYS TO IMPROVE YOUR CREDIT

  • BEGIN

    You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Transunion, and Experian. We prefer that you use Privacyguard.com to pull all three of your credit reports because of the ease of use, and their $1.00 trial. They also offer several additional features if you stay on with their membership. If you don’t like Privacy guard, you can pull your credit reports from any provider that you choose.

  • BUILD

    we provide you with a deep analysis of your credit report and spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we give you step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

  • BLOOM

    we load all of the inaccurate, misleading and unverifiable information into our system, and begin to challenge questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.

Once the updated credit reports come back from the furnishers, we will analyze the updates for any change to the inaccurate, misleading, and unverifiable information. If there are changes, we will update your file, and then move on to the next inaccurate, misleading, and unverifiable item. If the item comes back verified with no change, we will then follow up with the credit bureaus or the furnishers to try to get a resolution on why the inaccurate information is still on the credit report. Our goal is to help consumers with bad credit through our credit repair and restoration program.

INVEST IN YOUR FUTURE, TODAY!